The quickest way to get me to have a panic attack is to show me the wedding budget, and compare it to what's actually in our accounts. Sure, we have plans to save up (a whole schedule, in fact), and we aren't going into debt for our wedding (hooray!), and we have it all planned out. But you know what they say - God laughs when you make plans!So, now that we're about to put down some hefty deposits (therefore committing to pay large amounts), we hope God is not laughing too hard. I'm thinking about wedding insurance.
I first found the idea from our interest in the loft/standalone venues, which require liability insurance. But I started looking into cancelation/postponement insurance. I've heard so many horror stories -- family tragedies, injuries, accidents, freak tornadoes, job losses, etc... I just hate thinking about it! And on top of that, people are forced to cancel and lose their money?! Most of the time in these situations, it's up to the sympathy of the vendor whether you get your money back or can use it towards a postponement. I thought it would be worth it to buy a little peace of mind.
Photo by Marie Labbancz.
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